DRAFT DISCLAIMER

Before entering the website (pop-up page):

I represent that I am accessing this website for the purpose of acquiring information for an institutional, professional or other qualified investor. I understand that any information contained in this site pertaining to the investment products of [Uralsib AM] is not directed at, nor is it intended for distribution to, or use by, persons in any jurisdiction in which the investment products are not authorised for distribution or in which the dissemination of information regarding the investment products is not permitted. The information or opinions contained herein should not be construed as an offer to sell or the solicitation of an offer to buy any investment product nor shall any such investment products be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction. A more detailed explanation of the restrictions associated with investing in each investment product is located in the prospectus for each investment product. I also understand that [Uralsib AM] does not warrant or represent that any information contained on this website is accurate, complete, or fit for any particular purpose.

I acknowledge that neither [Uralsib AM] nor any affiliate will have any liability for any losses arising directly or indirectly from any information accessed as a result of my false or erroneous representation. By accepting this representation I also confirm my agreement to the Terms and Conditions (see below), which I have read and understood. If the above representation is correct, please click "I Agree" below to continue, otherwise please click "I Disagree" below to return to the home page.

Terms and Conditions

Jurisdictions where the investment funds are authorized

The investment funds featured on this website are only made available to ipersons in accordance with the laws of the jurisdiction in which the person is based, and funds featured on this website are only aimed at persons in jurisdictions in which those funds are registered.

This website is not directed to any person in any jurisdiction where – by reason of that person’s nationality, residence or otherwise – the publication or availability of this website is prohibited. Persons in respect of whom such prohibitions apply must not access this website. [Uralsib AM] disclaims, without limitation, all liability in this respect. In particular, the information in the website is not for distribution in the United States or to US persons other than in accordance with the laws of the United States.

Applications for any investments

Applications for any investment in an investment fund referred to in this Website should be made only on the basis of the information contained in the current Prospectus, Simplified Prospectus (if any is published) and\or other documents ("Offering Documents") relating to the fund in question.

Risk Warnings

Past performance is not necessarily a guide to future performance and the value of the investments referred to in this Website and any income from them may fall as well as rise. On redemption of an investment, an investor may receive back an amount less than the original amount of their investment.

The underlying assets of the investments may be in a variety of currencies and therefore movements in the value of currencies may also affect the value of an investor’s holdings. Furthermore, the value of any investments may be adversely affected by fluctuations in exchange rates between the investor’s reference currencies and the base currencies of the investment itself.

For investment funds that invest in emerging markets, volatility and the risk to your capital may be greater. Investment in high yield securities is speculative as it generally entails increased credit and market risks. There are special risk considerations associated with investing in investments linked to the real estate industry.

Information contained on this website is not to be construed as investment, tax or other advice. If you are in any doubt about the information contained in this Website please consult your financial advisor, lawyer, accountant, bank manager or other professional adviser. The information is current at the date of publication, but is subject to change without notification. Neither the information published nor any opinion expressed on this website constitutes an offer by any member of [Uralsib AM] to buy or sell any securities or financial instruments, or to provide any investment advice or service.

Data Protection Statement

This website Data Protection Statement ("Statement") relates solely to information supplied by you on this Website. [Uralsib AM] respects the privacy of your personal information and this Statement sets out how your personal information may be used, disclosed and transferred.

[Uralsib AM] reserves the right to amend its prevailing Statement at any time and will make any such amendments available on this Website. Please visit the Statement on this web page regularly as the prevailing Statement relates to each occasion you access and use this website.

Sharing of information

[Uralsib AM] may disclose your personal data to any other [Uralsib AM] entity or to its third party suppliers only for the purposes outlined in this Statement or where [Uralsib AM] is under either a legal or regulatory obligation to do so.

[Uralsib AM] may transfer worldwide the personal data held about you to other employees and offices of [Uralsib AM] and to third parties (including transfers outside the EEA to jurisdictions where the level of data protection may not be as high as within the EEA). Where such transfers are made, [Uralsib AM] will take steps to ensure that the use of your personal information will be for the purposes outlined in this Statement. [Uralsib AM] may transfer personal data held about you to any regulator (including US regulators) where obliged by law.

By using this website you consent to the processing, disclosure and transfer (and international transfer) of your personal data by [Uralsib AM] for the purposes set out in this Statement.